@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Libre+Baskerville:ital,wght@0,400;1,400&display=swap');:root{font-family:'DM Sans',Arial,sans-serif;color:#173247;background:#f9f8f5}*{box-sizing:border-box}body{margin:0}a{color:inherit}button,input{font:inherit}.wrap{width:min(1160px,calc(100% - 40px));margin:auto}.skip{position:absolute;left:-9999px}.skip:focus{left:10px;top:10px;background:white;z-index:50;padding:10px}header{background:white;position:sticky;top:0;z-index:10;border-bottom:1px solid #ddd}.top{min-height:82px;display:flex;align-items:center;gap:24px}.brand{display:flex;align-items:center;gap:11px;text-decoration:none;font-weight:700;letter-spacing:.1em;font-size:15px;white-space:nowrap}.brand small{display:block;font-size:9px;letter-spacing:.07em;margin-top:4px}.mark{display:grid;place-items:center;background:#173247;color:white;font:20px Georgia,serif;width:42px;height:42px}.top nav{display:flex;gap:15px;margin-left:auto}.top nav a{text-decoration:none;font-size:13px;font-weight:600;white-space:nowrap}.top nav a:hover,.top nav a[aria-current]{color:#a3663b}.phone{font-weight:700;text-decoration:none;border-left:1px solid #ddd;padding-left:15px;white-space:nowrap}#toggle{display:none}h1,h2,h3{font-family:'Libre Baskerville',Georgia,serif;font-weight:400;letter-spacing:-.035em}h1{font-size:clamp(42px,4.8vw,65px);line-height:1.17;margin:22px 0}h2{font-size:clamp(29px,3vw,43px);line-height:1.25;margin:15px 0}h3{font-size:21px}.eyebrow{font-size:12px;font-weight:700;letter-spacing:.16em;color:#b77644}.hero,.inner-hero{background:#173247;color:white;padding:88px 0}.hero-grid{display:grid;grid-template-columns:1.3fr .75fr;align-items:center;gap:9%}.hero em{color:#e0ad77}.hero p,.inner-hero p{font-size:19px;line-height:1.65;color:#e1e8eb;max-width:720px}.buttons{display:flex;gap:12px;flex-wrap:wrap;margin-top:30px}.button{display:inline-flex;align-items:center;justify-content:center;background:#ac6f42;color:white;padding:15px 22px;text-decoration:none;font-weight:700;font-size:14px;min-height:51px}.button:hover{background:#925831}.ghost{background:transparent;border:1px solid currentColor}.ghost:hover{background:#ffffff1b}.alt{background:#173247}.hero aside{background:#f3eee4;color:#173247;padding:32px;box-shadow:0 18px 50px #061b2a44}.hero aside h2{font-size:26px}.hero aside a{display:block;text-decoration:none;padding:15px 0;border-top:1px solid #d7d2c9;font-weight:600}.hero aside a:hover{color:#a3663b}.hero aside p{font-size:13px;color:#566775;margin-bottom:0}.section{padding:82px 0}.section>.intro{font-size:18px;color:#526674;line-height:1.65;max-width:760px}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:32px}.grid article{background:white;border:1px solid #e4e3de;padding:26px;min-height:195px}.grid article p{line-height:1.6;color:#536573}.grid article a{color:#a3663b;font-size:13px;font-weight:700;text-decoration:none}.inner-hero{padding:72px 0}.end{background:#24475a;color:white;padding:65px 0}.end p{color:#e0e7e9;line-height:1.6}footer{background:#102738;color:#d6e0e4}.foot{display:grid;grid-template-columns:2fr 1fr 1fr;gap:40px;padding:55px 0 30px}.foot strong{font:22px Georgia,serif;color:white}.foot p{line-height:1.6;font-size:14px}.foot a{display:block;margin-bottom:11px;text-decoration:none;font-size:14px}.legal{border-top:1px solid #34505e;padding:22px 0 32px;font-size:12px;line-height:1.6}#calc{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;background:white;padding:25px;border:1px solid #ddd;margin-top:25px}#calc label{font-weight:700}#calc input{width:100%;display:block;margin-top:8px;padding:12px;border:1px solid #aab7bd}#payment{grid-column:1/-1;font:27px Georgia,serif}@media(max-width:1050px){.top nav{gap:8px}.top nav a{font-size:12px}.phone{display:none}}@media(max-width:760px){.top{min-height:70px;flex-wrap:wrap}.brand{font-size:13px}.brand small{font-size:8px}#toggle{display:block;margin-left:auto;background:none;border:0;padding:12px;font-weight:700}.top nav{display:none;order:3;width:100%;margin:0;padding-bottom:16px;flex-direction:column}.top nav.open{display:flex}.top nav a{font-size:15px;border-top:1px solid #eee;padding:11px}.hero,.inner-hero{padding:55px 0}.hero-grid,.grid,.foot,#calc{grid-template-columns:1fr}.hero-grid{gap:34px}.hero p,.inner-hero p{font-size:17px}.section{padding:60px 0}.buttons .button{width:100%}}@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important}}
.portrait-panel{padding:0!important;background:#102738!important;overflow:hidden;box-shadow:0 18px 50px #061b2a44}.portrait-panel img{display:block;width:100%;height:430px;object-fit:cover;object-position:center 20%}.portrait-caption{padding:17px 22px;color:white;font:22px Georgia,serif}.portrait-caption small{display:block;margin-top:5px;color:#ced9df;font:12px 'DM Sans',Arial,sans-serif}.quick-path{padding:46px 0 20px;display:grid;grid-template-columns:repeat(4,1fr);gap:12px}.quick-path>.eyebrow,.quick-path h2,.quick-path p{grid-column:1/-1}.quick-path a{display:block;background:white;padding:20px;border:1px solid #e4e3de;text-decoration:none;font-weight:700}.quick-path a:hover{color:#a3663b}.quick-path h2{margin:0}.quick-path p{margin:0;color:#526674}.about-photo{width:min(440px,calc(100% - 40px));margin:55px auto 0}.about-photo img{width:100%;height:460px;object-fit:cover;object-position:center 14%;display:block}.text-link{color:#a3663b;font-weight:700}@media(max-width:760px){.portrait-panel img{height:400px}.quick-path{grid-template-columns:1fr;padding:35px 0 10px}.about-photo img{height:430px}}
.apply-top{background:#ac6f42;color:white;text-decoration:none;font-size:13px;font-weight:700;padding:12px 15px;white-space:nowrap}.socials{display:flex;gap:22px;border-top:1px solid #34505e;padding:20px 0}.socials a,.disclosure a{color:#f0d0ad}.disclosure{border-top:1px solid #34505e;padding:28px 0 38px;font-size:13px;line-height:1.65;color:#d6e0e4}.disclosure p{max-width:950px}.disclosure strong{font:inherit;font-weight:700;color:#fff}.housing{display:flex;gap:20px;align-items:center;margin-bottom:25px}.housing img{width:64px;height:auto;background:white;padding:5px}.housing strong{font-size:17px}.housing p{margin:3px 0}.disclosure a{font-weight:700}@media(max-width:760px){.apply-top{margin-left:auto}#toggle{margin-left:0}.socials{flex-wrap:wrap;gap:14px}.housing img{width:54px}}
/* The portrait remains a genuine transparent cutout over the site's navy surface. */
.portrait-panel{background:#173247!important;box-shadow:none;border-bottom:3px solid #c68a54}.portrait-panel img{height:440px;object-fit:contain;object-position:center bottom}.portrait-caption{background:#102738}.about-photo{background:#173247;border-bottom:3px solid #c68a54}.about-photo img{object-fit:contain;object-position:center bottom}.apply-top,.apply-hero{background:#d18a3b;color:#132b3a;border:2px solid #9d5d22;box-shadow:0 4px 0 #91572b;font-size:15px;font-weight:700;letter-spacing:.085em;text-transform:uppercase;padding:12px 20px;white-space:nowrap}.apply-top:hover,.apply-hero:hover{background:#edaa59;color:#102738;transform:translateY(1px);box-shadow:0 3px 0 #91572b}.apply-top:focus-visible,.apply-hero:focus-visible{outline:3px solid #fff;outline-offset:3px}.top .apply-top{flex:none}.buttons .apply-hero{min-width:175px}@media(max-width:760px){.top .apply-top{order:2;margin-left:auto;padding:10px 14px;font-size:13px}.top #toggle{order:3;margin-left:0}.top nav{order:4}.portrait-panel img{height:380px}.about-photo img{height:430px}}
.clear-list{list-style:none;padding:0;margin:27px 0;max-width:880px;display:grid;gap:12px}.clear-list li{position:relative;background:white;border-left:3px solid #ac6f42;padding:18px 22px 18px 35px;line-height:1.55}.clear-list li:before{content:'✓';position:absolute;left:13px;color:#a3663b;font-weight:700}.faqs{max-width:840px;margin-top:30px}.faqs details{border-top:1px solid #cbd3d5;padding:18px 0}.faqs details:last-child{border-bottom:1px solid #cbd3d5}.faqs summary{cursor:pointer;font-size:18px;font-weight:700}.faqs details p{line-height:1.65;color:#526674;margin:13px 0 0}.feature-links{display:grid;grid-template-columns:repeat(2,1fr);gap:13px;margin-top:28px}.feature-links a{background:#eae7df;padding:23px;text-decoration:none;border-bottom:3px solid #ac6f42}.feature-links strong,.feature-links span{display:block}.feature-links strong{font:22px Georgia,serif}.feature-links span{font-size:14px;color:#526674;margin-top:9px}.feature-links a:hover{background:#e3dacd}.guide-list{display:grid;grid-template-columns:repeat(2,1fr);gap:10px;margin-top:25px}.guide-list a{display:block;background:white;border:1px solid #e2e1db;padding:18px;text-decoration:none;font-weight:700}.guide-list a:hover,.more-link a:hover{color:#a3663b}.more-link a{font-weight:700;color:#a3663b}@media(max-width:760px){.feature-links,.guide-list{grid-template-columns:1fr}.clear-list li{padding:15px 17px 15px 35px}}
@media(max-width:1180px){.top{flex-wrap:wrap}.top nav{display:none;order:5;width:100%;margin:0;padding:0 0 16px;flex-direction:column;gap:0}.top nav.open{display:flex}.top nav a{font-size:15px;padding:11px 0;border-top:1px solid #eee}#toggle{display:block;order:4;margin-left:0;background:none;border:0;padding:12px;font-weight:700}.top .apply-top{order:3;margin-left:auto}.top .phone{display:none}}@media(max-width:760px){.top .apply-top{order:3}.top #toggle{order:4}.top nav{order:5}}
.approach-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:30px}.approach-grid article{background:#fff;border-top:3px solid #ac6f42;padding:25px;min-height:250px}.approach-grid article>span{font:25px Georgia,serif;color:#a3663b}.approach-grid h3{margin:17px 0 10px}.approach-grid p{line-height:1.65;color:#526674}.scenario-list{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;margin-top:28px}.scenario-list a{display:block;text-decoration:none;background:#eeeae1;padding:22px;border-left:3px solid #ac6f42}.scenario-list a:hover{background:#e3dacd}.scenario-list strong,.scenario-list span{display:block}.scenario-list strong{font:20px Georgia,serif}.scenario-list span{font-size:14px;color:#526674;margin-top:10px;line-height:1.5}.approach-note{background:#eae7df;border-left:4px solid #ac6f42;padding:23px;font-size:17px;line-height:1.65;max-width:900px;margin-top:28px}@media(max-width:760px){.approach-grid,.scenario-list{grid-template-columns:1fr}.approach-grid article{min-height:0}}
.background-timeline{display:grid;grid-template-columns:repeat(3,1fr);gap:15px;margin:30px 0}.background-timeline div{background:#fff;border-top:3px solid #ac6f42;padding:22px}.background-timeline strong{display:block;font:25px Georgia,serif;color:#173247}.background-timeline span{display:block;margin-top:8px;color:#526674;line-height:1.5}@media(max-width:760px){.background-timeline{grid-template-columns:1fr}}